Our Mission

Our Mission is to empower the American Family with the same tools that are used by the ultra-wealthy and avoid paying taxes in one or two of the best/essential tools for retirement and wealth building.

A group of people dressed in formal attire are standing in front of a real estate office. The storefront displays a large sign with an URL and various social media icons, and text in a foreign language. The group mostly consists of men in white shirts and dark trousers, standing in a straight line, with two women at either end of the row.
A group of people dressed in formal attire are standing in front of a real estate office. The storefront displays a large sign with an URL and various social media icons, and text in a foreign language. The group mostly consists of men in white shirts and dark trousers, standing in a straight line, with two women at either end of the row.
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A quiet street scene features a row of brick buildings, including the GHM Insurance Agency. The street is lined with sidewalks adorned with colorful flowers in planters. An American flag is mounted on a lamppost, and across the street are more brick buildings with architectural details. A few cars are parked along the street.
A quiet street scene features a row of brick buildings, including the GHM Insurance Agency. The street is lined with sidewalks adorned with colorful flowers in planters. An American flag is mounted on a lamppost, and across the street are more brick buildings with architectural details. A few cars are parked along the street.

Our Services

Below are some of the financial tools we can offer you to Protect Your Family.

Final Expense Plans

Our most sold product! Affordable coverage options to ensure peace of mind for families during difficult times.

A storefront with multiple businesses, including a fashion hair salon, an insurance agency, and a shop selling ginseng and dried seafood. The facade is colorful with signs in both English and another language. Neon lights and an open sign are visible in the salon window.
A storefront with multiple businesses, including a fashion hair salon, an insurance agency, and a shop selling ginseng and dried seafood. The facade is colorful with signs in both English and another language. Neon lights and an open sign are visible in the salon window.
Mortgage Protection

Protect your home and loved ones with tailored mortgage protection insurance solutions.

A vintage advertisement is painted on the side of a weathered brick building, featuring ornate lettering that reads 'Abstract & Guaranty Co.'. Below, storefronts with awnings display the names of various businesses, including 'Crouch Family Medicine'. The scene suggests a small-town or urban environment with a classic and historical feel.
A vintage advertisement is painted on the side of a weathered brick building, featuring ornate lettering that reads 'Abstract & Guaranty Co.'. Below, storefronts with awnings display the names of various businesses, including 'Crouch Family Medicine'. The scene suggests a small-town or urban environment with a classic and historical feel.

American Financial Life Has put me on a path to an early and lucrative retirement and protecting my family just in case. How else would I even know that these Programs exist? David also helped me with other financial issues for my extended family.

Al Michaels

A modern multi-story office building with a distinctive wavy architectural design. The facade is made predominantly of glass and metal, with an array of vertical and horizontal lines creating a grid-like pattern. There are signs for 'National Insurance' and 'Parking 24x7' visible in multiple languages. The structure appears robust and industrial.
A modern multi-story office building with a distinctive wavy architectural design. The facade is made predominantly of glass and metal, with an array of vertical and horizontal lines creating a grid-like pattern. There are signs for 'National Insurance' and 'Parking 24x7' visible in multiple languages. The structure appears robust and industrial.

★★★★★

Contact Us Today

Schedule a 15 minute call to see if you're a match. If there is, we can onboard you, train you and get you plugged into the system that has worked for our 18,000 current agents. We helped many agents achieve financial security for their family while helping other families do the same!

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Insurance, Annuities & IULs

Empowering Families to secure their own financial future through little known financial tools.

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